Introduction:
This
table provides an overview of the performance of a diversified investment
portfolio, including systematic investment plan (SIP) contributions and
lump-sum investments made during the period from April 1, 2022, to September
2023. The portfolio comprises various mutual funds, an index fund (NIFTY), and
a bank savings account, reflecting positive returns on all investments.
Systematic
Investment Plan (SIP) Performance:
Here’s
a breakdown of the SIP investments, along with their respective portfolio values
as of the present date:
MMF1
Investment
Amount: Rs. 220,000.00
Portfolio
Amount: Rs. 269,977.52
Start
Date: April 1, 2022
MMF2
Investment
Amount: Rs. 220,000.00
Portfolio
Amount: Rs. 258,521.51
Start
Date: April 1, 2022
MMF3
Investment
Amount: Rs. 220,000.00
Portfolio
Amount: Rs. 257,700.24
Start
Date: April 1, 2022
MMF4
Investment
Amount: Rs. 20,000.00
Portfolio
Amount: Rs. 21,863.66
Start
Date: August 1, 2023
Combination
Mutual Fund (MF) Portfolios:
Additionally,
the table presents three distinct combination mutual fund portfolios and their
corresponding portfolio values:
Aggressive
Mutual Fund (Aggressive MF)
Investment
Amount: Rs. 220,000.00
Portfolio
Amount: Rs. 263,203.76
Start
Date: April 1, 2022
Moderate
Mutual Fund (Moderate MF)
Investment
Amount: Rs. 220,000.00
Portfolio
Amount: Rs. 262,384.74
Start
Date: April 1, 2022
Conservative
Mutual Fund (Conservative MF)
Investment
Amount: Rs. 220,000.00
Portfolio
Amount: Rs. 261,691.76
Start
Date: April 1, 2022
Index
Fund Performance:
The
NIFTY index fund’s performance is as follows:
Investment
Amount: Rs. 220,000.00
Portfolio
Amount: Rs. 248,954.26
Start
Date: April 1, 2022
Additional
Investment:
Two
lump-sum investments were made during this period:
June
13, 2022
March
20, 2023
Bank
Savings Account:
A
portion of the portfolio is also allocated to a bank savings account with a
7.25% interest rate:
Investment
Amount: Rs. 220,000.00
Portfolio
Amount: Rs. 231,945.01
Start
Date: April 1, 2022
Performance
Overview:
All
investments in mutual funds, the index fund (NIFTY), and the bank savings
account have yielded positive returns, with the Aggressive MF showing the
highest returns among the mutual fund portfolios. Notably, MMF1 has
outperformed the NIFTY index, demonstrating the effectiveness of active fund
management.
Conclusion:
This
portfolio performance report showcases the positive results of investments made
through SIP contributions and lump-sum investments during the specified period.
It underscores the potential for wealth accumulation and growth through
disciplined investment strategies across a diversified portfolio.
